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Va Loans | pricing Blog

Sunday, October 20, 2019   /   by Shayla Morford

How Long Does it Take to Sell a Home?

Have you ever wondered as a seller, if you made the decision to sell, how long might you expect before you have funds available in your account. 

Here is a quick "average" snapshot of the standard home purchase. Remember, if you are asking me to sell your historic 13th Century Stone Castle Mansion on 500 acres, you might have to be slightly more patient for that "Ready, Able and Willing Buyer" to come along. 

Typically there are two stages in the home selling process: Getting the home ready for prospective buyers to come through and once one of those buyers submit an offer you are willing to accept, the clock starts again. 

Depending on how someone will be compensating you for their purchase, Cash or Financing, will set the pace. The "Great White Buffalo" of cash transactions has been rumored to close in a few business days. Cash buyers may skip a few steps a traditional mortgage lender wont allow. Conventional financing averages 30 days, while FHA or VA may be ...

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Wednesday, April 17, 2019   /   by Elizabeth Sorensen

Home Sellers- Why You Should Consider VA Buyers For Your Home

Many sellers would love to help veterans use their hard-earned home loan benefits but they may be wary of the VA appraisal process and have been misinformed by well-meaning agents that they can find better-qualified borrowers than those with VA financing.

Unfortunately, long-held misconceptions regarding VA home buyers has prevented not only home sellers, but real estate agents from giving well-qualified military buyers a fair shake.
The reality is that this long-cherished home loan program has many benefits to buyers AND sellers. Accepting VA loans will greatly expand your buyer pool and include a demographic that has long led our country in home ownership rates. In 2018 alone, over 600,000 veterans became homeowners using a VA loan. For the veteran, there are many benefits- no down payment, no mortgage insurance, and access to lower mortgage rates than other loan types.


With the hot sellers market we have been in for over two years now, rising home pri ...

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Monday, April 1, 2019   /   by Connie Tracy

3 Tips for Selling Your Home to a VA Home Loan Buyer

As Fairchild AFB is growing, so are the amount of military personnel coming into Spokane. Many of the families are looking at purchasing homes using their VA eligibility. 

Here are 3 tips to be aware of when selling your home to a VA home loan buyer:

1. Familiarize Yourself with the Minimum Property Requirements

In order for a VA home loan to process, a VA appraiser is required to inspect and approve the Minimum Property Requirements (MPRs). Some MPRs are up to the appraiser's interpretation, and others are very specific.

These are the 14 points appraisers work with:

1. Must be a residential property. It can not be bare land.

2. The property must provide enough space for suitable living, including sleeping, cooking, and sanitary accommodations.

3. Electrical and plumbing systems need to be in good working order and have a reasonable time frame of future use available.

Backup Offer... What is that?

Pre-Approval vs Pre-Qualification...what's the diff? ...

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Haven Real Estate Group
Cambria Henry
304 W Pacific Ave; Suite 360
Spokane, WA 99201

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