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Pre-Qualification Letter | pricing Blog

Sunday, April 7, 2019   /   by Dennis Isip

Do You Buy or Sell Your Spokane Home First?

The ideal situation is to be able to buy your new home, without having to sell your existing home. That you means, you either have the cash to buy the second home, or the financial qualifications to obtain a bank loan.  

However, most people are not in such a position. Fortunately, you can insert a simple legal clause in the sale of your home, that will minimize your anxiety levels when selling and simultaneously buying your next residence.

When undertaking back-to-back transactions of selling and then buying real estate, timing is everything. The critical factor is to prepare and complete as many tasks as possible, up front, before signing those legal contracts to transfer ownership from one person to another.

Buying in a Seller’s Market
 
In a seller's market that we have today, it is easier to sell, than to buy. Spokane has been at historic low levels of inventory for over two years now, as of this writing. Buyers have a lot of competition, because th ...

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Saturday, March 30, 2019   /   by Dennis Isip

2 Things That Sellers Need To Know About The Mortgage Process

Mortgages are for buyers, why do I need to know about it, if I’m selling?





There are 2 things a seller needs to pay attention to:



Buyer Pre-Qualification or Pre-Approval
Seller Concessions






PreQualification





I often come across a lot of renters who do not have an idea of what it takes to buy a home. The variety and number of documents alone can be intimidating, but being a homeowner can be one of the most financially rewarding experiences in one’s life. However, that’s assuming that the buyer gets the right house, done in the right way.





Of course, there are other non-financial benefits too: fenced backyard for the dog, school for the kids, no neighbors above or below you, customizing your kitchen, and in some cases, having an attached garage. (This knowledge gives the seller a leg up in negotiations.)





Here’s What Buyers Need To Qualify in Today’s Market


Down Payment - Generally between 5-20 ...

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  selling home, home selling, spokane real estate, home seller tips, buying and selling a home, negotiation, sellers, dennis isip, pre-approval letter, pre-qualification letter, seller concessions

Thursday, March 14, 2019   /   by Amber Tice

Pre-Qualification Vs. Pre-Approval

There are plenty of real estate terms used in transactions. Needless-to-say it can be confusing for both buyers and sellers trying to navigate the process. The home loan process might feel overwhelming and difficult to understand, but it is important for the home buyer to be as prepared as possible when they are ready to buy their first home. Both buyers and sellers find terms like “Pre-qualification” and “pre-approval” used interchangeably, it’s no wonder they find themselves wondering how to proceed.  


If you are a home seller it will be important for you and your real estate agent to discuss the difference between these two letters and why it’s important.  In this hot sellers market here in Spokane you will most likely be receiving several offers on your home. You will want to make sure you are choosing one where the buyer is PRE-APPROVED.  


The difference between the two are explained below:


Pre-Qualification: The fi ...

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Haven Real Estate Group
Cambria Henry
304 W Pacific Ave; Suite 360
Spokane, WA 99201
509-590-4701

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