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Offers | pricing Blog

Tuesday, June 11, 2019   /   by Dixie Simon

WHAT TO EXPECT AFTER YOU LIST YOUR HOME

After all of the preparation required to list your home, you are probably ready to relax and wait for offers to roll in. While most of the heavy lifting is completed, it is important to keep in mind things that you may run into during the sale process. As you begin to allow and welcome potential buyers into your home, here are a few things to expect now that your home is listed!


1. You might feel like you live in a museum. 
You may have spent a great deal of time cleaning and decluttering, but now you are going to need to maintain that cleanliness. Potential buyers are going to expect a home that was as neat as the listing photos they saw, so it is crucial to meet their expectations. Now that you have officially listed your home, maintenance is necessary. There may be showings where you don't have time to do a full deep-clean, so choosing to keep your home 'show-ready' will help reduce any stress about the appearance of your home for a showing.

2. There will be so ...

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Sunday, May 26, 2019   /   by Connie Tracy

My Appraisal Came in Below the Negotiated Price! Now What?

You have been searching for a home for months and finally got an offer accepted and then....the house doesn't appraise for the negotiated price. 


Now what?

TAKE A DEEP BREATH

It can be heart wrenching for the buyer and seller if the deal falls apart because of the appraisal. Low appraisals happen more often than you might think, especially in rising markets. 
Sometimes there are not enough comparable sales applicable to the home you want, or maybe distressed sales have conflicted with the appraisal. 

Generally, lenders will only lend funds up to a certain percentage of the appraised value. If the appraisal is lower than your offer, you may need to come up with more cash.. but there are other options.

1. Look over the appraisal contingency in your contract.

The appraisal contingency clause built into the contract allows you to reevaluate the situation or renegotiate if needed. But sometimes, even with this clause, you may end up spending more or j ...

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Friday, April 26, 2019   /   by Pamela Glende

What is the buyer’s final walk through? What should a seller expect?

So, you’ve gone through the process of selling your home. All contingencies have been satisfied and the appraisal has been completed and your listing agent let’s you know that “we are clear to close”. Relief is what you are feeling, then your agent tells you the buyer needs to do their final walk through before signing for the home. The stress returns. It really doesn’t need to be stressful.
Here are some tips that will help you to be prepared:
1.       Make sure that you have completed all agreed upon repairs. Supply any receipts for work completed to your agent so she can get them to the buyer’s agent. During the final walk through the buyer will be checking that all agreed upon repairs have been completed. You have until 3 days before closing to complete these repairs. Make sure that if a licensed contractor was supposed to do the work, that you did indeed use a licensed contractor. Other repairs that didn’t s ...

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Thursday, April 25, 2019   /   by Pamela Glende

Yikes the appraisal for my home just came in low! Is the deal going to fall apart?

It is a strong seller’s market and homes are selling fast. Most homes if priced at market value or slightly below are receiving multiple offers. Currently we have just over a month’s worth of inventory. A balanced market is 5.5 months of inventory. There are more people looking to purchase a home than we have currently for sale on the market. The result is that there is bidding wars on homes.


So, what could happen when you choose an offer on your home which is much higher than market value? If the home doesn’t appraise at the agreed upon purchase price and the appraisal is lower, we have a problem.


These are the things that can be done.


1.You could lower the purchase price to the appraised value.


2. You and the purchaser could meet in the middle. Example the purchase price was $250,000. The home appraised at $240,000. You could reduce the purchase price to $245,000 and the buyer could bring $5,000 to closing from their own funds. Keep in mind tha ...

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Wednesday, April 24, 2019   /   by Dixie Simon

20 Real Estate Vocab Words You Need to Know

The decision to sell your home can come with a lot of questions. Real estate agents are here to help make the process a little easier. Here are some of the words that you will probably be hearing during this process. I suggest reading through and familiarizing yourself with these words, so you have background knowledge of what they are. Knowing these terms or refreshing them in your mind will give you more confidence in the process.

1. Inspection: A thorough inspection that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser.

2. Appraisal: A written analysis of the estimated value of a property prepared by a qualified appraiser. Contrast with the home inspection.

3. Closing Costs: Fees paid on the day of closing by both buyers and sellers. These fees cover everything from taxes, lender’s fees, and insurance.


4. Earnest Fees: A deposit from the buyer to the seller ...

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Haven Real Estate Group
Cambria Henry
304 W Pacific Ave; Suite 360
Spokane, WA 99201
509-590-4701

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